You are absolutely correct. Three other insurance companies told me that all LSV/NEV's will now be insured as a 2nd or 3rd automobile, at the automobile rates.
I did find however, a second quote from State Farm for a bit less than the Allstate quote, for the E-Merge as a golf cart. I think that there are going to be some LSV owners, of any company cars, in a bit of a surprise soon when renewal time comes.
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