Saying that a homeowner who chooses to live on a golf course should accept the risk is one way of looking at it. Of course, another way of looking at it is, if you are a golfer who chooses to play on a course with houses around its perimeter, then you should accept the risks of your faulty behavior. If you don't want to have to pay for damages that you cause, just play golf on courses that don't have houses close by. If that means outside the Villages, so be it.
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