Talk of The Villages Florida - View Single Post - Bond Funds versus Buying Bonds
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Old 06-15-2010, 08:19 PM
NJblue NJblue is offline
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Quote:
Originally Posted by batman911 View Post
Bond funds generally cannot match the performance of individual government bonds. First you are paying a percentage for management fees and then are forced to sell bonds in an unfavorable environment if investors start pulling money from the fund. You buy a government bond/note at a set price and interest rate and pay no management fees. You can also buy bonds and notes at discounted rates and add to your return. Plus, and this is the biggie, direct purchase of government bonds/note give you insurance by the government that you will not loose principal. That is simply not true of bond funds.
Hmmm. Usually an investor is rewarded for taking additional risk by getting higher returns. Are you saying that no-risk government bonds can beat the interest rates paid by corporate bonds? Doesn't sound right to me.