[l2ridehd]

I know a couple who live on 32K per year. They paid cash for their home, paid off the bond, and live what I would consider a frugal but comfortable life style. They have one car, one golf cart, only play on the executive courses, go out to eat only once a week (usually an early bird special) and only take one two week vacation a year to someplace else. I am not sure if they have health insurance expenses or not. They figure the total expenses of living in TV at about $1000 a month. That includes taxes, insurance on house and car, fees and utilities. That leaves them another $1500 a month for everything else and 2K each year for vacation. They own a small designer home and are careful what they spend. They also have a small emergency fund put away. No idea how big that is. So I would believe if you can not have a mortgage that 50K a year would be comfortable. A life style that is not for everyone, but works well for some.

Everyone does things differently and therefor costs are different. Do you go to the bar and have 3 drinks after a round of golf, or go back home? Do you have wine with dinner every day? Do you buy new golf clubs every year? Do you have a new car every 3 years? Do you go to the square every night and spend money? Do you buy lots of cloths or shop at the thrift store? Lots of ways to spend money if you want to look for them. Also lots of ways to save money if you need to. Look at your current life style. What do you want to continue and what can you give up. Make good decisions and you will be very surprised how far your money goes in TV.