Yes, the Bond is one set price for the property, no can not pay off monthly. You get the annual payment on your tax bill in Nov.
The advantage to paying it off, is saving interest. BUT if you are planning on moving there is no advantage.
The annual assessment is for property maint of general areas.
Army Guy
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Scouts Out!!!! 
NJ, PA, NC, AL, Germany, etc, etc and finally The Village of Bonita.
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