Yes there is a cost to using one of the 'gyms'. Figure around 35-45 per month depending on which one. The biggest and best is the MVP Wellness Center in Spanish Springs which is currently $39 per month. There are also several (3 currently) rec centers which also have weight and aerobic machines. Check out this site for more info:
http://www.districtgov.org/departmen...sscenters.aspx
However you'll have to switch to the outdoor lap pools which are 'free' (included in your monthly amenity fee aprox $135) to residents. There are several scattered throughout TV. Check out this site for more info on sports pools:
http://www.thevillagesdailysun.com/a...es/recnews.pdf