Fire code
Builder should be required to install "Fire code" drywall (1 hr no burn thru) on ceilings and wall next to the interior parts of the house. Fire rated door to the inside of house and sheet metal on the plywood of pull down stairs. This is to slow down the fire getting to the inside of the house and the attic. With that being said, I have seen many "Miami Sliders" installed in doors, vented ceilings and plywood on pull down stairs. The insurance companies do not inspect your house. Are there some exclusions in the policies? I doubt it.
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