Pre-existing condition
How long does a pre existing condition affect your ability to get health insurance ? My wife had cancer a couple of times with the latest being in 2004. When we were down on our LSP in April 2010, we went to The Villages Insurance to discuss if my wife could get health insurance. They said the only way they could write a policy was one that excluded cancer because of her preexisting condition. I am several years older than my wife and we want to move to the Villages when I retire in 3 years. If we do that, she would have to quit her job here which also provides her health insurance. I would no longer be employed so I couldn't just put her on mine. The only solution that seems to work if the pre existing condition continues, is for us to move there while I am still working (I can work from home), put her on my insurance and then hope she can find a job that offers insurance that she can sign up for so I can retire. Anybody have any other insight into this ?
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