No, in 3 years she will only be 54. I have been thinking and looking around and it seems they can only waive coverage for the preexisting condition on a new policy for 18 months. As long as you stay healthy during that time, you can then get that preexisting condition covered. So, I guess an alternative would be to go ahead and sign up for the limited policy 18 months before leaving her job so she could have full coverage while she is still working from her work policy and then gan full coverage with the other policy due to the time she had it. Then she could leave her job. Convoluted thinking, most likely pretty costly and I am not sure it would work with all the restrictions regarding purchasing policies across state lines.
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