ohiogirl, we feel your pain and your fears are well founded. My husband was on COBRA and never had health issues but as it was running out 2 years ago he went to get a private policy and was denied because his blood pressure and cholesterol were elevated. It was so slight that meds were not even required. Once denied you have to admit that on other applications which apparently raised flags to other carriers as he was repeatedly denied. He was then without insurance and within months was diagnosed with prostate cancer. Surgery, etc. all ended up being paid out of pocket and sealed his fate for ever getting insurance. He applied under this new healthcare bill July 1st, was approved and has just sent his premium in and waiting for confirmation of coverage. I am not a fan of government involvement however what is one to do, something has to change.
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