I know our Villages Library does not offer e-books yet, but I did find a library with a nice selection.
The Free Library of Philadelphia will lend books to people out of state. The out of state fee is $15/year for a library card.
I signed up for a library card, and yesterday downloaded 2 books to my Nook. This looks like a great way to save money. I suppose they won't offer every book I might want, but they sure have a lot.
They system they use is Overdrive. You must download Adobe Digital Editions to use it. Then it works perfectly--at least on my Nook,and I believe the Sony e-reader. Not sure about the Kindle.
http://freelibrary.lib.overdrive.com...owseeBooks.htm
BTW it took about 3 weeks to get my library card. After waiting after my check cleared, I emailed them, and they e-mailed me back my card number.