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Originally Posted by eremite06
Anyone refi recently? What co. did you use, local or nat'l?
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Yes. We did last month through Citizens First Wholesale in TV. The process took about 30 days. The rate dropped from 6.5% to 4.5%.That is a huge savings of $109K over the life of the mortgage. I think rates have dropped a bit more since then.
The reason we used them was discounts and great service as we had the original mortgage with them. We did everything via overnight mail and did the notary at our local credit union.