Lou - The plan being pushed at that time was to allow people to voluntarily put between 2 and 4% of the contribution into a plan where they could invest those funds just like they manage their 401K's and IRA's. That is a far cry from what the Dems want you to believe with their revisionist history. It is obvious though that a lot of people believe whatever they say rather than wasting their time actually researching it. Know what I mean, Lou ?