[l2ridehd]

I have looked at this at about every way possible and have come up with what I believe you need. Decide on your home type you require. Decide if you will have a mortgage. Add the cost of the mortgage, plus $1000 a month. (this includes all utilities, lawn, pest control, cable, bond, taxes, car except for car payment, insurance, etc) This gives you everything except food, cloths, medical and entertainment. Figure what those will cost and that should come real close to your budget requirements. If you have a net (after tax income) of $36000 a year I believe you can live comfortably. If you want a European vacation every year or new Mercedes every 3 years, or some other higher then average expense, add that to the $36000 a year. If you only dine out once a week, only play golf on executive courses, and live frugal, then the $36000 can be lower. Probably an absolute minimum is around $28000 with no mortgage.