I have set myself up so that my total yearly expense without car payment (which will be paid off by the time I retire) is about $24K. I do not plan on taking any expensive vacations around the world as I have been there and done that. I will not be able to live a lush lifestyle when I do retire (unless a few things fall into place) but I will be able to pay my bills and have enough left over to enjoy some nights out, new clothes, etc. I got all that I wanted our of life while I was young. If worse comes to worse and I have to retire earlier than expected due to illness or such, I also have the option to sell my existing home and get one less expensive. Our plan is to stay in TV no matter what the situation.
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