Talk of The Villages Florida - View Single Post - Pre-existing condition
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Old 09-09-2010, 10:56 AM
mikers31 mikers31 is offline
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Default Another watch out for

My insurance carrier in WI did not have a license in Florida to provide insurance. I had Cobra but it was an HMO policy which was not accepted by doctors here. Had to change this to POS policy. More deductable ($5000) and still a big hassle finding a doctor that took it.
Now, my COBRA is running out 1 month before my 65 birthday, 7 months before my wifes. I called my "up north" carrier asking if they had a conversion plan for the one month, they don't. Had to apply to HIPPA, they turned us down saying we are eligable for a conversion plan with my present insurer. I called the HIPPA insurance provider who were very nice and are investigating.
All the plans the government is providing is after our needs. No help.
Point of this is, make sure you have this health care stuff figured out before you move. Would the problem prevented us from moving here, no. We just would have had a better plan.