If your cart or LSV isn't properly documented and you are involved in an accident, your insurance may refuse to pay. LSV is defined as an electric vehicle whose speed is 20+ mph and meets other state requirements are required to be registered and ALL DRIVERS must have a VALID DRIVER LICENSE. If you are registered and have a plate, the insurance must be a vehicle type policy $$$$. Policies that are for 19.6 mph or less are recreation types $.
