Could you kindly direct me to the information in this lengthy report which supports your point about pending health care dampening future business expectations? I found several clear polls within the article which said the opposite and supported my position.

And by the way, in your reference, notice that twice as many of the small business owners expressed frustration with the inability to to get credit from January 2009 to the present than before that date. That's all about those greedy banks that have sat on excess funds instead of lending even to solid businesses. The new banking and credit regulations are not only necessary to save us from depression, but the government must do even more to compel banks to do their part. For hose who were bailed out by our money, their conduct is obscene.