Bill-n-Brillo,
With the situation you described, and especially your concern about sleeping at night, I think I would rent.
We purchased a home in TV and are not full-time yet, but our situation is different from yours. We come down as often as we can for a few days to a week-- generally once a month except Jan.-March. We rent our house out during the Jan.-March snowbird (high rent) season. We don't need to "snowbird" as we live in Atlanta. We love having a place of our own there! We love bringing friends or relatives to visit.
However, if we were coming down for a few months stay at a time, and generally only once a year, we probably would have rented.
You can always decide to buy later.
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