The home prices you'll see when doing your search will include the price of the lot. That can be proven out by looking at similar homes that are in different settings: one on a golf course versus one on an interior lot. The prices in the search will be reflective of the different lots.
If you buy the lot in advance, the price you eventually pay for the house will be just that - the going amount for the house you have built at the time you build it.
Hope that helps!
Bill
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