VA loans can be used to purchase pre-owned homes. TV will not tell you that but if you ask the correct questions, get your own outside financing, they will allow it. My wife and I are currently processing a VA loan through ERA Mortgage in the TV area on a pre-owned home listed by TV. There were and are no issues. I was told the same thing by TV banks and decided to go outside and ask other banks. I figured, I earned the right to be eligible for a VA loan and I took advantage of it. Shop around, there are a large number of pre-owned homes listed by both TV and outside agencies. You will have no problem finding your spot in TV. Good Luck! Welcome Home Brother!