This is really pretty simple. Look at your auto policy. If your LSV is listed as a motor vehicle with a VIN number along with your other vehicles, you are covered properly.
If your LSV is listed on anything other than an auto policy, it is not correctly insured.
It would be interesting to compare what is actually covered in a Golf Cart policy verses an LSV Auto policy. Maybe it would make sense to drop some things from LSV coverage, maybe uninsured motorist. Anybody know what a Golf Cart policy covers in this respect?
Last edited by RVRoadie; 09-29-2010 at 11:08 AM.
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