For me the decision was easy. I was accumulating credits to my pension for 40+ years and one day I looked at my status; when my pension was making down-sizing measures because of the failing economy and I was going to be locked into a higher retirement age and lowered credits if I stayed.
Financially it made no sense to work and not collect. I agonized a little because I wasn't prepared mentally to give up my work, but in the end I did and have never looked back. My wonderful life here in TV with all the great friends I've made and the beautiful days on the golf course has me wondering what I was agonizing about. I wouldn't change a thing. I have a beautiful and happy wife and a beautiful and happy life. Who could ask for more.
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