Welcome to you. I hope you find just the right home for you and I hope you will find many friends and wonderful things to do.
I know that you cannot negotiate the price of a new home. We didn't have a mortgage so I don't know about that. A lot of people told us NOT to pay off the bond because that house we bought would be the first home here. We would probably sell it and buy another, which in fact is what we are planning to do. We bought two years ago.
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