My cousin's wife who had retired before me told me that I would just "know" when the time was right to stop working.
Sure enough, one day it hit me: I need to get out of here! I had worked for 31 years for the city where I lived in Virginia and loved most of my time there. One day, I stopped loving it, and knew it was time.
Just like you, I was worried about losing that paycheck. It does make you nervous. But, after crunching numbers, you will see that you will be okay. Especially after downsizing to make your move to TV.
I've never looked back. Now, I'm looking forward . . . .
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 K9-Lovers
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