My decision to retire was hardly thought out at all! I'd been working in a travel agency for nearly 20 years and really enjoyed it. But 9/11 ruined everything - the business went to h*** very quickly. Boss/owner and I argued almost daily over the agency's bottom line (which was a lot better than the owner thought).
One day, after a long weekend being "under the weather" due to flu, I did some math, figured I could live pretty well on my Social Security, military pension and income from my late wife's estate and said "That's it!"
Haven't regretted a second. It did take me about 2 1/2 years to learn about and decide on The Villages, but they were pretty stress-free years!
SWR
