Many of us, and that includes me, have been advocating government reducing expenditures. We can set the example by writing to Congress and asking for a 3 year freeze on Social Security COLA increases. By making our own sacrifice, we would be in a position to call for action from everyone else receiving monies from our government.

It's not much, but it is a start. As someone once said, "if not us - who, if not now - when?"