Talk of The Villages Florida - View Single Post - Higher price on LSV insurance
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Old 10-14-2010, 10:36 AM
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Quote:
Originally Posted by 784caroline View Post
Morancheryl

I agree with everything you say ESPECIALLY about not insuring your golf cart as part of your homeowners policy. What if you have an LSV but it is NOT licensed/ registered for road use and you simply use the LSV on the golf carts paths at speeds less than 19.5 MPH. Would that qualify as an unlicensed golf cart??

The bigger question is how do you insure a golf cart that has the capability of going more than 19.5 MPH?
I think it would be impossible to operate the LSV legally without it being registered. How would you get from your driveway to the golf cart path? At some point you are going to have to drive on a road.

If a vehicle is capable of going more than 19.5 by Florida vehicle code definition it is no longer a golf cart. (I think the law actually defines a golf cart as a vehicle that cannot exceed 20 mph)
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