When we rented out our CYV after we bought and included a golf cart, I checked with our Allstate agent to make sure the coverage transferred to the tenant and I also had a separate lease for the golfcart - didn't charge extra for the cart, but the lease made the tenant responsible for any damages beyond the coverage on our policy. It also stated no more than 2 people, etc. Glad I never had to test it by making a claim.
Never had our speed tested, nor did we have a GPS at the time, but I could tell it wasn't altered because we were/are constantly being passed on the paths. I do know it went quite a bit faster than the carts the Villages provided for the Lifestyle program, as I had a friend who stayed there and we pulled well away everytime they followed us somewhere. Those were practically the only carts we ever passed.
Even in our slow cart, there are many places (especially curves into and out of tunnels - and of course, the Morse Rd bridge over Lake Sumter) where we slow quite a bit to feel safe. And frequently another cart would tailgate scarily when we did this.
Plus, even on a straightaway, it's pretty scary when an oncoming cart is racing toward you, has mirrors that extend outward and maybe a knee sticking outside the cart. I personally think they should make those mirrors illegal. We added an extra mirror on the driver's side but it doesn't stick out of the cart - the middle mirror (convex) does the job, but as a car driver we are so used to looking left we just feel safer.
We plan to get seatbelts in our 2nd cart (a 4 seater that we will for sure use when the grandkids are visiting. If we like them, may add to our other cart. I'm a little worried the buckle part will get really really hot when left parked somewhere.
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