Talk of The Villages Florida - View Single Post - Medicare Part D (RX)
View Single Post
 
Old 10-24-2010, 03:04 PM
Avista's Avatar
Avista Avista is offline
Platinum member
Join Date: Jul 2007
Posts: 1,809
Thanks: 12
Thanked 3 Times in 2 Posts
Default

Quote:
Originally Posted by cybrgeezer View Post
This is slightly off the subject, but since someone opened the Medicare bag, here goes:

I am just about to turn 65 (in November) and will lose my employer's insurance Jan. 1 due to hours reduction, so I am looking at various Medicare plans.

I am sure many of you have studied this and can give me an answer to this question -- if you considered a Medicare Advantage plan with little or no premium and an included Part D and decided to go with a regular supplement+D, how did you make that decision?


The advantage plan I'm looking at has a $0 premium and all my doctors plus several local hospitals accept it. What would convince me to go with a regular supplement plan?

Again, I am sure you (some of you, at least) have faced this and come to the decision best for you. I'd really like some input.

As for personal information that matters here, I am single and taking several medications, so a Part D (included or separate) is important. My overall health is good and I have not been an inpatient in a hospital since 1986. I am active in cycling and other activities and have used emergency rooms several times, the most recent 10 years ago. Any of this factor in?

Thanks for any help.
We decided to go with Original Medicare and Supplement (C) through AARP. Since being on Medicare, I have had 3 unexpected surgeries and hospital stays. I did not pay a penny for these. I pay nothing when I visit a doctor and can go to anyone I please. I had my breast cancer treated at MOffitt Cancer Center in Tampa 7 years ago. Still go for a checkup there once a year. Didn't want a plan that wouldn't allow me to go to Moffitt in Tampa. If my husband or I needed a specialist in another part of the country, I wanted to be able to have it covered.
__________________
Chicago, Cary, and Champaign, IL
Winchester, IN
Lancaster, OH
Tampa, FL