Quote:
Originally Posted by cybrgeezer
This is slightly off the subject, but since someone opened the Medicare bag, here goes:
I am just about to turn 65 (in November) and will lose my employer's insurance Jan. 1 due to hours reduction, so I am looking at various Medicare plans.
I am sure many of you have studied this and can give me an answer to this question -- if you considered a Medicare Advantage plan with little or no premium and an included Part D and decided to go with a regular supplement+D, how did you make that decision?
The advantage plan I'm looking at has a $0 premium and all my doctors plus several local hospitals accept it. What would convince me to go with a regular supplement plan?
Again, I am sure you (some of you, at least) have faced this and come to the decision best for you. I'd really like some input.
As for personal information that matters here, I am single and taking several medications, so a Part D (included or separate) is important. My overall health is good and I have not been an inpatient in a hospital since 1986. I am active in cycling and other activities and have used emergency rooms several times, the most recent 10 years ago. Any of this factor in?
Thanks for any help.
|
We decided to go with Original Medicare and Supplement (C) through AARP. Since being on Medicare, I have had 3 unexpected surgeries and hospital stays. I did not pay a penny for these. I pay nothing when I visit a doctor and can go to anyone I please. I had my breast cancer treated at MOffitt Cancer Center in Tampa 7 years ago. Still go for a checkup there once a year. Didn't want a plan that wouldn't allow me to go to Moffitt in Tampa. If my husband or I needed a specialist in another part of the country, I wanted to be able to have it covered.
__________________
Chicago, Cary, and Champaign, IL
Winchester, IN
Lancaster, OH
Tampa, FL
|