There was a thread started last week on this subject called "Sumter County Golf Cart Citations" which should answer all your questions. It got almost 130 posts as of a couple of days ago. The short answer is that you won't get a speeding ticket for going over 20 mph, you get a ticket for driving an unregistered vehicle which means court appearance and several hundreds in fines. Right now it's only a warning up to 25 mph and a ticket at 25 or over. But they are out there and it can get expensive to soup up a cart to go over 20.
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Netherlands, California, Quebec, California, Texas, Turkey, Minnesota, Panama Canal, California, Illinois, Turkey, Maryland, Germany, Florida, New Mexico, The Village of Amelia and now The Village of Hacienda East. 
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