[KathieI]

I don't believe you are allowed to "touch" anything in a house until it is closed and is yours.

I feel for you, r_foye, because I moved from CA also and the distance and time difference made the whole process even more frustrating. However, I was in contact with the underwriter directly once the mortgage agent turned over the paperwork to her and it made everything much more efficient. I closed via mail and it went very smoothly, even giving a key to a friend of mine who lives in TV so he could go in and inspect on closing day.

BTW, I JUST found out, and maybe I'm wrong, but Citizens Wholesale Mortgage is not connected with Citizens Bank... is this true, does anyone know???

Good Luck and you'll forget all of this once you're here with us enjoying this beautiful place.