[Luv2travel]

I am pulling my hair out trying to figure out how to insure our golf cart. We just bought a home which included a golf cart so I know nothing about them but I do know I would want insurance. My insruance agent said don't add the golf cart to your homeowners policy because if you have a claim you could loose your homeowners and it is hard to get in Florida. My auto insurance will write it and my insurance agent quoted a rate. Basically for a separate policy I was quoted $185 a year for a gas cart worth $6500. My auto policy quoted $165. But I have asked at the Golf shop and several golf car owner how much they pay and they all say around $80 a year. HELP. How much do you pay for what value of a cart and how much coverage do you have. Any feedback on this would really help. Confused. Thanks