A week and a half ago I posted a thread about the trouble we ran into the day before we were supposed to close by mail. The closing date was pushed back to Nov 5th and it became obvious that wasn't going to happen either. So basically the whole thing crashed and burned last Friday with the deal falling apart. Oh well, I guess this one wasn't meant to be. Now I have to fly back out, start the search again and stay as far away from Citizens First Mortgage as possible. Thanks for all of your suggestions, we will end up there eventually.