The way I understand the way a VA loan works is that the seller has to agree to pay a certain percentage of the closing costs or the selling price or something like that. If you are willing to pay that yourself, you might be able to get the VA loan.
While we were in the process of selling our house in VA, our realtor explained how the VA loans work and she told us that we were better off going with a conventional instead of the VA. I think you have to purchase mortgage insurance with a VA loan also which would offset the difference in percentage points.
I'm not 100% sure how they work, so I would suggest checking with your lender about how you could go about it.
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Greg
A pessimist is an optimist with experience.
"In my many years I have come to a conclusion that one useless man is a shame, two is a law firm and three or more is a congress." - John Adams
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