Quote:
Originally Posted by downeaster
"Allstate agent at a golf cart safety seminar at Savannah Center. She stated that when one of their insured carts is in an accident the first thing they do is check to see if it has been modified.". .
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While this seems an intuitive statement and I have no doubt an agent stated this, I'm not sure it would be legal for them to refuse coverage, based upon a speed modification. If it isn't written in the policy, it would be hard to enforce. This would be the same as you changing the type of tire on your car and then your agent telling you the tires were not as safe as the original equipment; therefore, no coverage....or more specifically, you modify your cars performance in one way or another and then your insurance is voided.
Just my thinking and that's why there are exclusions on your policy...