Quote:
Originally Posted by memason
While this seems an intuitive statement and I have no doubt an agent stated this, I'm not sure it would be legal for them to refuse coverage, based upon a speed modification. If it isn't written in the policy, it would be hard to enforce. This would be the same as you changing the type of tire on your car and then your agent telling you the tires were not as safe as the original equipment; therefore, no coverage....or more specifically, you modify your cars performance in one way or another and then your insurance is voided.
Just my thinking and that's why there are exclusions on your policy...
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If you insure your private car, then use it for drag racing or rental or livery or a thrill show or stock car racing or target practice, your insurance company will not pay. Speed control equipment is considered safety equipment. If you alter the safety equipment to allow speed faster than that which is legal, I'm sure your insurance company will have a good case. I'll bet that that exclusion is in the policy.