Quote:
Originally Posted by 784caroline
I would highly recommend you NOT include your golf art under a homeowners policy. If you are dealing with an agent in OHIO, most likely than not they think you are ONLY driving the golf cart to and from the golf course and on the course itself...not on streets or multi-modal roadways. Alot of insurance agencies will rate the golf cart like an additional car rather than a recreational vehicle.
If you have an umbrella policy donot assume the golf cart coverage would automatically be covered.....you already found this out.
Bottom line I would recommend you deal with agents familiar with how golf carts are used and insured here in The Villages...then go from there!
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Thanks - got the golf cart insurance written through a local State Farm agent in TV. Probably should have mentioned that in the original post.
Bill