I pay $65.97 for six months of coverage . . . so $132/year . . . it includes: Bodily Injury - $300,000; Property Damage - $25,000; Medical Payment - $5,000 per individual; Uninsured bodily injury - $300,000; Comprehensive loss with $1,000 deductible; and Collision loss with a $50 deductible. I have my insurance through USAA. At one time USAA was reserved for military officers but the company is pretty open now but as a former officer I do receive a special 12% of premiums back so my actual insurance bill for the LSV is $116 when you consider the dividend check I get at the end of the year.