4 yrs ago they would work with you on a new home, but its vicious now, its 20% down immediately and close within 30 days or ............finger across the throat! When the sales rep told me that I liked to fell over, no one in their right mine would take a chance on something like that. I thought they would take a few thousand down in good faith to hold it until I closed, ...no way, their way or the highway.
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