Hal, like the others have said, I still believe you would love The Villages. Go to an "outside Realty company" and they will show you the wonderful resales available through Multiple Listing Service. Work with the seller on negotiating a price and a settlement date that suits you. If you are more comfortable with Bank of America, go with them.
I used ERA Tom Grizzard agency on Hwy 441 in Lady Lake and found a perfect home. I bought in mid-2010 and asked for settlement in 45 days. Settlement was a breeze and I used Citizens First but any bank would have been just as good.
It is a good life here.
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