Talk of The Villages Florida - View Single Post - Perils of new home buying
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Old 12-12-2010, 08:35 PM
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dwbevan dwbevan is offline
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Quote:
Originally Posted by l2ridehd View Post
Is Citizens charging higher interest on new homes? I just closed on a resale and it was 4.5%. I could have gotten 4.0% from them except this is a rental property so had to pay the extra .5%. I closed in 30 days, but that was my choice, not a requirement. I also checked other banks and Citizens was a 1/4 % higher, but so far have been very happy with their service so stayed with them.
We just closed Dec. 6th and interest through Citizens was 4.375. My understanding is that interest rate is related to your credit score. There were no points involved. It was a 30 day closing.