Talk of The Villages Florida - View Single Post - Northern Snowbirds
View Single Post
 
Old 12-13-2010, 12:39 PM
Tbugs Tbugs is offline
Veteran member
Join Date: Sep 2009
Location: Village of Glenbrook in The Villages
Posts: 890
Thanks: 0
Thanked 0 Times in 0 Posts
Default What about insurance?

When I moved to The VIllages, I listed my house in Maryland for sale. I read my GEICO homeowners policy and it said if the house was unoccupied for 30 consequitive days, the policy would be void. I called them and was told I would need to buy a policy for an unoccupied home - which was very expensive.

Luckily, my house sold in 8 days - at the asking price - so I did not need to buy that "unoccupied home" insurance.

Has anyone else heard of that or had to do it? Or do you just take the chance that the house is safe as is. I am sure any insurance claim filed would have something about the house being occupied or not.