We also use Allstate for Home & Carts. Coverage $250k/500k Bodily Injury, $100k Property Damage, $250 Deductible. 2008 Club Cart $60.25, 2009 Yamaha $66.07. Agent; McDonald & Co Ins. 17350 SE 109 Terr #5, Summerfield 352-347-9201. I always ask for Stephanie. Very helpful young lady.