There is also available (in Florida) an AARP course that will reduce your Florida insurance rates if you are 50 or older (at least for cars, don't know about motorcycles) I think by 5%. It is 2 mornings in the same week, not sure how many hours. We are signed up in January. $12 each for AARP members, $14 for non-members. Info is always in the back of the weekly Recreation News (also available online).
Florida insurance rates are about double what they were in Columbus, OH, but I guess it's all relative. Someone we met from NY said they couldn't believe how cheap the rates were here!
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