[skyguy79]

Originally Posted by JimJoe

I guess I would rather know I have good title and no liens, a legal opinion and their malpractice insurance backing it up, and the protection from lawsuits that a root of title law provides, than assume some title insurance company will still be in business 20 years from now when a problem arises, and they will comply with their insurance contract.

What would "their" malpractice insurance back up, that there was no existing documentation available at the time of the title search? That evidence that did exist was not uncovered or discovered prior to the title search? Also, what makes you think that the malpractice insurance company might still be there 20 years from now any more that the title insurance company might not? If I were to bet, I'd bet that the malpractice insurance might cease to exist before the title insurance ever would!