retire income
my wife and i dipped our feet a year ago and went from full time to part time. the easist way is to use a program such as Quicken. all incomes and expenses are there. use everything. go back a year, or 2, and if you didnt categorize correctly, you can add up EVERY expense, every debit. divide by 12,= monthly living. then decide how much things will change in FL. prop tax, utilities, etc. is golf more or less than where you may live now? also figure after x amount of time, you may need a new A/C, a roof, a car, a hot water heater, etc. will you need to self insure? we will. go to bing, type florida blue cross, pick a plan. then add that in. ( you may need to sit for that number). almost all financial planners say do NOT withdraw more than 4% annually from your nest egg. look at the incomes, the expenses, and then call a mover...and be on your way
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