No I was employed with the schools. HIPAA is not just for privacy.
This from the website:
"HIPAA should be a last resort
If you are coming off COBRA and meet the conditions itemized below you can qualify for HIPAA which is a continuation of COBRA. You will find however, that HIPAA is even more expensive then COBRA. So unless you have some pretty major preexisting conditions don't waste your time even considering HIPAA.
The rates on a HIPAA plan are more then double those of a typical major medical plan (at a minimum!). Most plans are high deductible health insurance plans. All insurance companies doing business in Florida offer them however the health insurance company is only required to offer two (2) of their most popular plans. So the selection of plans is not great."
Have an appointment to talk to an insurance saleperson again. We'll see what happens! Know there are others out there who are or will face the same thing!
Thanks!
Becky
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Ohio, TV- Amelia
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