No problems with bed bugs that I'm aware of, but ants can be a pain in the butt. There are a few varities, some are quite small and difficult to see. Termites are a problem in the south, not just here. They were a problem in CA where I live, too. In The Villages I don't particularly have any problems with insects, my little anoles on the lanai keep eating and eating whatever insect manages to crawl into the screened in area. There seem to be very few mosquitos. There is spraying done to keep that pest population down.
Maybe others will tell of difficulties they have with bugs, but for us, after dealing with Argentine ants in southern CA, bugs aren't an issue.
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Namaste y'all
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