golfnut, check your policy. Most have an exclusion if a home is unoccupied for a certain amount time (usually 30 days, sometimes more, sometimes less), many things aren't covered (such as water damage). If the insurance company can prove that the fire was somehow caused by something that would have been detected had the house been watched and the exclusion is in the policy, it won't be covered.
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Army/embassy brat - traveled too much to mention
Moved here from SF Bay Area (East Bay)
"There are only two ways to live your life: One is as though nothing is a miracle; the other is as though everything is a miracle." Albert Einstein
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